This article already published
1) Published in Elsevier SSRN group journals under URL
https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4412233
And in E journal of Legal services india.com
2https://www.legalserviceindia.com/legal/article-10805-microfinance-companies-in-india-are-not-at-all-a-blessings-it-is-rather-a-big-curse-it-should-be-stopped-immediately-by-law.htmlmediatelyBy Law